Choose Your Benefits


debbie

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Thank you for visiting my website and your confidence in me to handle your Insurance needs. I appreciate your business!

Years ago,  you had to work for a large corporation or at best a company with many employees to get a terrific benefits package.  Thankfully, today things have changed, and a benefits package is easily and affordably within your reach, even if you’re self employed or a 1099 employee!

If you have your own business, we have group plans for 2 employees and up, individual plans that you can list bill and have your employees pay for with pre-tax dollars (which saves both you and them tax dollars!) or if you’re a 1 person business owner,  we can cover you, too!

Right now in Louisiana, you cannot beat COVENTRY ONE’s health insurance rates and benefits! The PPO is large, and the co-pays on prescriptions, office visits and the ER give you 1st dollar benefits! Coventry One is a great value, and most people are quite impressed with their rates and benefits!

LaCHIP is a health insurance program for children. There are income guidelines for FREE or low cost ($50/month for all children in the home)  health insurance. Many times, being able to use LaCHIP for their children’s healthcare, gives parents or grandparents the opportunity to afford a better policy for themselves. LaCHIP is the best insurance you could ever get for your children! see: www.LaCHIP.org

Many people REALLY don’t understand that everyone cannot get health insurance due to pre-existing conditions, height and weight guidelines or cost. If you have pre-existing conditions, we have the AIM Guaranteed Issue Policy. While it is NOT major medical, it is a comprehensive, limited benefits policy with a large PPO that can to help with your medical expenses, including prescriptions, office visits, in patient and out patient benefits.

* Important Note: If you’re currently insured and have serious pre-existing conditions, it would not be in your best interest to drop your current insurance!  If you do not have insurance and would like coverage to help with your expenses, we can definitely help you.  The only time we suggest the AIM POLICY is if you simply cannot afford to keep your current major medical policy and planned to drop it because of the expense or are currently un-insured.

We also have stand alone policies for Dental, Accidents and Critical Illness; as well as Bridge Insurance which offers benefits to help pay your deductible with HSA’s or  high deductible policies.

If you would like a quote on Blue Cross Health Insurance, please call me at (985)892-5858.

I look forward to helping you with your health insurance needs!

Debbie Mormino
Mormino & Associates



To get a COVENTRY ONE quote, click HERE


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